Combine the refried beans and taco seasoning together in a bowl then spread on the bottom of an 8x8” baking dish.
Spread the sour cream (or Greek yogurt) in a layer on top of the refried beans.
In a separate bowl, mash the avocados with the lime juice, salt, and pepper. Then spread in a layer on top of the sour cream.
Spread the salsa in a layer on top of the avocado.
Sprinkle the cheese in a layer on top of the salsa
In a separate bowl, combine the diced tomatoes, green onion, cilantro, and lime juice. Then spread in a layer on top of the cheese.
Sprinkle the olives on top of the tomato mixture.
Store covered in the refrigerator until ready to serve with tortilla chips (do not make more than a day in advance).